Terms of service

The service

OwnOwe organizes personal financial information you provide. It does not hold or move money, provide banking or credit, execute trades, file taxes, or provide financial, investment, tax, accounting, or legal advice.

Your account and content

Keep credentials and devices secure and revoke sessions you do not recognize. Do not probe another user's data, bypass security controls, upload malicious files, or use the service unlawfully. You retain rights in your content and permit OwnOwe to process it only to provide, secure, and support the service as described in the privacy notice.

Check financial and AI output

You are responsible for checking entries, imports, rates, debt schedules, investment calculations, reports, and AI-assisted drafts against the original source. AI output is an editable proposal and never posts without validation and your confirmation. Calculated information is not a recommendation or guarantee.

Pre-release availability

Pre-release software may contain defects and change. Maintenance, provider outages, security incidents, or abuse controls may temporarily limit access. You can export your data and request in-app account deletion. Contact support@ownowe.app for help.

The provider identity, applicable law, consumer cancellation rights, warranties, liability, termination, venue, and mandatory statutory protections require jurisdiction-specific legal review and will appear in the approved effective version.